Let’s talk about your financial journey
Let’s talk about your financial journey
We’re here to answer your questions, guide your steps, and help you take control of your money with confidence.
We’re here to answer your questions and help you take control of your money with confidence.
How secure is Penny?
Security is built into Penny from day one. We use regulated Open Banking technology to connect to your bank, which means your data is protected by bank-level encryption and strict financial security standards. Connections are read-only, so we can view transaction data but can’t move your money. You log in to your bank through its own secure environment, we never see or store your banking credentials. On top of that, we use secure infrastructure, continuous monitoring, and strict access controls to keep your information safe at all times. Your money stays in your bank. Your data stays protected.
Do I need an App?
No you don’t need to download anything. Penny speaks directly to you on WhatsApp, so you can access it securely from anywhere. There’s nothing to install, no updates to manage, and no storage space required. And we’re just getting started. In the future, Penny will be available across more platforms including social and messaging channels like TikTok, Discord, Instagram and more, so you can access financial intelligence wherever you already spend your time. Simple. Flexible. On your terms.
What can Penny do?
Penny is your AI-powered financial companion. It can help you: Understand your spending and saving habits Set and track financial goals Get personalised financial insights Plan for short- and long-term milestones Make more confident, intelligent money decisions Penny turns complex financial information into clear, simple money intelligence so you always know where you stand and what to do next.
How safe is my personal data?
We follow GDPR and UK data protection laws, which means your personal data is protected and you stay in control. We take privacy seriously and use strong security measures to keep your information safe. You’ve got the right to see what data we hold about you (for free). Just request it, and we’ll send it within one month, as required by law. Want the full details? Check out our Privacy Notice.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.