Financial smarts powered by Gen Z
Financial smarts powered by Gen Z
We empower individuals to take control of their finances with smart, secure, and simple solutions designed to build trust, clarity, and long-term success.
We empower individuals to take control of their finances with smart, secure, and simple solutions designed to build trust, clarity, and long-term success.
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Fintiq puts your satisfaction first with effortless money management and transparent support.
Partnered with the world’s leading financial networks
Money Intelligence, Reimagined for GenZ
Money Intelligence, Reimagined for GenZ
Money Intelligence, Reimagined for GenZ
Let’s be honest, most banks weren’t built for Gen Z. They’re stuck designing for lifestyles that don’t reflect how we actually earn, spend, or save today.
Penny is different. At its core is AI built specifically to understand Gen Z money habits, from flexible income and subscriptions to goal-driven saving and everyday spending.
Penny learns how you manage money in real life and turns that into insights and recommendations that actually make sense for you. No generic advice, no outdated assumptions, just money intelligence designed for Gen Z, because no other money apps or banks are doing it this way.
Let’s be honest, most banks weren’t built for Gen Z. They’re stuck designing for lifestyles that don’t reflect how we actually earn, spend, or save today.
Penny is different. At its core is AI built specifically to understand Gen Z money habits, from flexible income and subscriptions to goal-driven saving and everyday spending.
Penny learns how you manage money in real life and turns that into insights and recommendations that actually make sense for you. No generic advice, no outdated assumptions, just money intelligence designed for Gen Z, because no other money apps or banks are doing it this way.
Let’s be honest, most banks weren’t built for Gen Z. They’re stuck designing for lifestyles that don’t reflect how we actually earn, spend, or save today.
Penny is different. At its core is AI built specifically to understand Gen Z money habits, from flexible income and subscriptions to goal-driven saving and everyday spending.
Penny learns how you manage money in real life and turns that into insights and recommendations that actually make sense for you. No generic advice, no outdated assumptions, just money intelligence designed for Gen Z, because no other money apps or banks are doing it this way.
Our core values
Our values define who we are—driving innovation, transparency, and accessibility in every financial solution we create.
We believe finance grows stronger with trust and transparency.
We believe finance grows stronger with trust and transparency.
We believe finance grows stronger with trust and transparency.
We make money management simple, clear, intuitive, and effortless.
We make money management simple, clear, intuitive, and effortless.
We make money management simple, clear, intuitive, and effortless.
Driven by innovation, we simplify and secure modern finance.
Driven by innovation, we simplify and secure modern finance.
Driven by innovation, we simplify and secure modern finance.
A global-first approach ensures accessibility for every user.
A global-first approach ensures accessibility for every user.
A global-first approach ensures accessibility for every user.
Frequently asked questions
Find quick answers to common questions about using Penny, security, transfers, savings, and more.
Frequently asked questions
Find quick answers to common questions about using Penny, security, transfers, savings, and more.
Are there any hidden fees?
No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.
Can I send money internationally?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
What banks or wallets can I connect?
Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.
How can I get support if I need help?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
Are there any hidden fees?
No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.
Can I send money internationally?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
What banks or wallets can I connect?
Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.
How can I get support if I need help?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
Are there any hidden fees?
No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.
Can I send money internationally?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
What banks or wallets can I connect?
Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.
How can I get support if I need help?
I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.
Your journey to financial freedom starts here
Start building wealth today with simple tools that help you save, invest, and achieve financial peace of mind.